Whether we want them or not, car repairs are just a fact of life. And when the time comes to fix something big – like an engine overhaul — it can be scary for your wallet. If you cannot afford the repair bill, here are a few possible strategies:
Arrange a Payment plan from Mechanics — Some garages allow you to pay in monthly instalment, better if the garage offers this option otherwise ask them before getting your car fixed.
Some auto repair shops might have bill pay programs so that you can repay the complete restore fee over time. This is worth mentioning because some mechanics are reluctant to do the work for fear they wont get paid, based on history of payments. The above mentioned difficulties can be largely avoided if a clear agreement is established that each party gets something in return45.car repair financing (ad)
Explore Financing Options
If a check could be given, wrapping things up and moving to the next task is possible with personal loans or auto repair based credit cards. Certain mechanics work with financing companies such as Wisetack, where customers can receive loans to cover repairs without having to put much upfront. It can also spread out the payments, lessening the financial burden on you.
Utilize Community Resources
In the cases of a financial emergency or crisis, your local charities and community organizations may provide valuable support to help keep you on the road. While none of these are intended to be permanent solutions, they can help you stay afloat until your next paycheck and keep driving without racking up debt4.
Conclusion — Even though a surprise auto repair can stretch your wallet, there are various means you have at hand to help keep costs in check.
